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Voluntary Accident
Accident Insurance pays a lump sum benefit for on and off-the-job accident, plus some medical benefits. An accident can wreak havoc on savings and provides that extra cushion to cover medical expenses and living costs should an employee get hurt unexpectedly.
Benefits are paid directly to the employee
Benefits are paid regardless of other coverage
Coverage can be purchased for the employee only or the entire family
In addition, many voluntary accident plans come with additional items such as disability, hospital confinement benefits, transportation benefits, surgery benefits, burn benefits and more. Annual wellness benefits may also be covered.
Voluntary accident plans are ideal for companies with a larger percentage of blue-collar workers that have higher deductibles on their health insurance plans.
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