Critical Illness

Critical illness coverage is one of the fastest growing benefits in the workplace today. Everyone knows someone who has been afflicted with cancer, stroke, heart attack, etc. Benefits are normally paid in one lump sum based on the amount chosen. Fact….1 in 2 men and 1 in 3 women will develop some form of cancer in their lives.*

Category I and II (Base Plan) offers coverage for such things as heart attack, stroke, coronary bypass surgery, paralysis, burns and more.

Category III, if offered by the employer, covers invasive cancers, skin cancer, HIV diagnosis and more. In addition, there is a HIV coverage option for health care providers. Other riders are also available.

The information provided within is only a summary of the available plan designs. Certain underwriting restrictions and age limits do apply. The policy issued to the policyholder and the accompanying certificates fully describe coverage and the benefits that do apply.

* Cancer Facts and Figures, 2007

Other Products:

• Voluntary Term Life Insurance
• Voluntary Short Term Disability
• Voluntary Long Term Disability
• Voluntary Dental
• Voluntary Vision
• Voluntary Mini-med
• Critical Illness
• Voluntary Accident